Mortgage LoansPre-Planning Checklist

 

We want to make your mortgage loan experience pleasant. Here we've compiled checklists that you can use to gather information you'll need during the processing of your mortgage loan application. Print this page now and use it as your mortgage planning worksheet.

For all Mortgages



The following list will assist you in assembling important information that you'll need during the processing of your application. To help speed the process, you'll need:

• Original Purchase Contract, signed by all buyers and sellers (for a purchase transaction).
• Original pay stub(s) covering the last 30 days, for all applicants (e.g., if you're paid twice per month, you would need to have two pay stubs. Continue to save your pay stubs until after closing.)
• Original W-2 forms for the last two years, for all applicants.
• Original bank statements for the past two months, for all checking and savings accounts.
• Name and address of landlord for the last 24 months, if you're currently renting or have rented in the past 24 months.
• Original 401(k) and IRA statements (if applicable).
• Original investment account statements for the past two months (e.g., mutual fund accounts - if applicable).
• Telephone number where employment can be verified.
• Copy of your photo ID.

If You're Applying for a VA Loan

• VA Certificate of Eligibility.
• Form DD-214 or, for in-service veterans, Statement of Service.
• Most recent Leave and Earnings Statements (in-service veterans only).
• Name, address and cost of child care provider (if applicable).

If You're Self Employed Or Have Commission or Bonus Income

• Copies of your personal and business signed income tax returns from the last two years.
• Year-to-date Profit and Loss Statement and Balance Sheet (if self employed).

For more information about mortgage programs contact us or call our mortgage department at 402-564-1482 or 800-456-7735.